Retirement Planning A Good Retirement Plan Begins Long Before RetirementWhy is this so important? Because one day you will need to have accumulated enough in your portfolio to generate an income to support yourself for a long time, maybe another 30 years. Pension funds are becoming increasing rare and on average social security benefits will only take care of approximately 34% of your needed income, or less if you are trying to replace a higher income level. This means that approximately 66%-75% of your income may need to come from your investment portfolio.Once in Retirement There Are "No Do-Overs" Dimond Financial Advisors recognizes this is important to get right, and that's why we specialize in retirement planning. Once in retirement there are no do-overs. This is why the earlier some begins planning the higher the probability is that the retirement will be succesful. Two Phases of Retirement Planning: Accumulation and Decumulation Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.